Inheritance tax planning | Estate and IHT advice UK

Inheritance tax (IHT) can significantly reduce the value of what you pass on, but with the right inheritance tax planning you can protect your estate and preserve wealth for future generations.

At Rayner Essex we work with families and individuals to create tailored strategies that minimise exposure to IHT while reflecting your personal wishes.

Inheritance tax planning and wealth preservation

Death and planning for death is a sensitive subject. Whether you are dealing with the estate of a loved one recently lost or planning how your own loved ones will be cared for in the future, every situation is different. Our private client specialists support you through these sensitive conversations, with care and understanding, taking time to listen and to identify what you hope to achieve both during your lifetime and after your death.

We can then advise on the most appropriate structures for you and your loved ones.

Inheritance tax reliefs and estate planning strategies

This may include exploring the inheritance tax consequences of making lifetime gifts, calculating the IHT exposure on your estate, or identifying steps you can take to reduce your liability.

We also advise on planning around business assets to maximise business relief, and on the inheritance tax consequences of being a long-term UK resident or of leaving the UK permanently.

For those with landed estates, family businesses, or property portfolios, we provide detailed modelling of agricultural and business relief to ensure opportunities are not missed.

International inheritance tax planning and cross-border estates

Where estates involve international assets or heirs, our membership of INPACT, a global alliance of independent accountancy firms, allows us to coordinate advice with trusted overseas advisers. This ensures your inheritance tax planning is consistent across borders and avoids unnecessary double taxation.

We work closely with your solicitor to ensure wills, trusts, and estate documents align with your tax planning, giving you confidence that your affairs are structured with clarity and care.

Get in touch

Contact our inheritance tax specialists today to discuss how we can help you plan effectively and secure the legacy you want for your family.

Get in touch

Meet our private client team

If you want to find out more or to discuss your personal requirements, don’t hesitate to get in touch. Our Chartered accountants in London and St Albans accountants below will be happy to help.