Private client tax services | Trust and tax advice UK

How can we help you with private client tax and trust services?

Every individual and family’s tax position is unique, yet the need is always the same: clear advice you can act on, delivered by people who understand your goals and protect your wealth with care.

At Rayner Essex, our private client specialists work with entrepreneurs, senior executives, international families, trustees, and landed estates. We understand that the needs of each of our clients are different.

We will help you remain fully compliant with HMRC while structuring your affairs in a way that preserves your wealth and supports your long-term plans.

We can support you with:

Personal tax advice

We provide tailored guidance on structuring your personal tax affairs efficiently, including moving to or from the UK, succession planning, and working alongside your financial and legal advisers.

Self-assessment and personal tax compliance

Our expertise extends to preparation and submission of self-assessment tax returns, capital gains tax returns, and other HMRC filings, ensuring all obligations and tax payments are met on time.

Owner-managed businesses

Integrated personal and business tax advice, covering remuneration strategies, dividends, and compliance for both new and established businesses.

Inheritance tax planning and estates

Modelling liabilities, lifetime gifting, business and agricultural property relief, and sensitive planning to protect your estate for future generations.

Trusts and trustees

Advice on creating, managing, or winding up UK and offshore trusts, including compliance with HMRC and guidance for trustees and beneficiaries.

Residence and international tax

Clear advice on residence rules, double tax relief, and cross-border planning. For individuals or families arriving in or leaving the UK, US-UK taxpayers and globally mobile executives, who often need coordinated advice, we can advise you of your residence status and ensure that you are staying current with evolving tax changes. As members of INPACT, we connect you with trusted overseas advisers to avoid unnecessary double taxation.

Capital gains tax advice and valuations

Planning for property, share, or business disposals, applying reliefs, arranging valuations where required, and meeting tight reporting deadlines such as the 60-day CGT return.

Property and landlord tax

Support with rental accounts, non-resident landlord rules, and advice on the complex legislation affecting residential property, including CGT submissions and mortgage interest restrictions.

HMRC enquiries and disclosures

Representation in HMRC enquiries and guidance on disclosure facilities, reducing penalties and resolving matters swiftly.

Divorce and family settlements

Discreet, practical advice on the tax implications of family change, including property transfers, capital gains, and succession planning, turning complexity into clarity and helping you make sense of viable solutions.

Why use private client tax services from Rayner Essex?

Expert tax advice, simplifying complex tax matters with clear, tax-efficient and compliant planning.

We’re partner and director led, with a dedicated support team available to all times.

We take the time to understand your affairs, providing holistic, joined-up advice across personal tax, trust and business matters.

We help you protect your wealth, minimise tax, and secure your legacy with expert private client tax and trust planning.

What type of businesses can benefit from our private client tax and trust services?

Rayner Essex work with a wide range of businesses of various sizes and sectors.

Sole traders

Partnerships

Limited companies

Start-up businesses

Small owner-managed businesses

Medium sized businesses, Corporates

Private clients and individuals

Multinationals

How Rayner Essex can help with personal tax and trust services

Our dedicated private client specialists will take the time to understand your circumstances and tailor our advice to fit your needs at every stage of your personal and family journey. With Rayner Essex as your trusted adviser, you can be confident that your tax affairs are managed with care, your obligations to HMRC are met in full, and opportunities to protect and enhance your wealth are never overlooked.

We also give our private clients direct access to our partners and senior team, giving you the small firm personal attention you deserve, with big firm expertise, approaching your personal and business matters holistically, to ensure you minimise your tax exposure, whilst being fully compliant with the latest regulations and supporting you into growth.

Frequently Asked Questions

When do I need to register for self-assessment?

If you are required to submit a self-assessment tax return to HMRC, registration must be completed by 5 October following the end of the relevant tax year. The tax return submission deadline is 31 January following the end of the relevant tax year.

I am non-UK resident/non-UK domiciled. Can I use HMRC’s software to submit my tax return?

HMRC’s software does not support submission of tax returns for non-UK resident or non-UK domiciled individuals. Residence and domicile is a complex area and is often investigated by HMRC.

I have sold a property. Do I need to submit a capital gains tax return?

A capital gains tax return is not always required when an individual sells a property. Whether or not a return is required will depend on several factors, including but not limited to the type of property sold, the capital gain or loss on disposal, the use of the property throughout the period of ownership and the residence status of the vendor. Please note that if a capital gains tax return is required, the deadline for submission is usually 30 days from the date of completion. With high penalties for late submission, timely submission is key.

Testimonial

“Mark Moore has been managing my tax planning for several years enabling a perfect understanding of my needs. I have come to consider him as a friend and a trusted tax advisor. Ultimately, it’s the Tax Partners that lead Rayner Essex to deliver an exceptional professional service with a deep personal understanding”

Vikram Merchant

Meet our personal tax experts

Mark Moore

Tax Partner

Contact Mark Moore

Speak to us about private client tax and trust services today

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Private Client Tax and Trust Services