Workplace Pension & Auto Enrolment Services, London & Herts
Workplace Pension – Auto Enrolment Services
Making sure you are compliant with auto-enrolment legislation can be a complex and time-consuming process for employers. That’s why we offer a comprehensive range of auto-enrolment services seamlessly integrated into our payroll solutions.
Our expertise allows us to handle the intricate details, from assessing employee eligibility to calculating and processing pension contributions, enabling you to focus on driving your business forward.
With our tailored support, you can rest assured that your auto-enrolment responsibilities are in capable hands, minimising the risk of non-compliance and potential penalties from The Pensions Regulator.
How can we help you with your auto-enrolment requirements?
Auto-enrolment legislation requires employers to automatically enrol eligible workers into a qualifying workplace pension scheme and make contributions. Failure to comply can lead to fines from The Pension Regulator.
Let us help you by making auto-enrolment part of the payroll process. We offer 3 levels of service, providing a tailored solution where we can support you as much or as little as you want.
Some of the tasks we can do on your behalf:
- Complete assessment each pay period and enrol eligible workers. These are those aged between 22 and state pension age and earn over £833 per month
- Calculate employee and employer contributions and process through the payroll
- Generate employee notices regarding work place pensions at various stages
- Manage postponement
- Provide an upload file to meet the format your pension provider requires for you to upload to the scheme
- Upload joiners and pension contributions to the pension provider and submit for payment allowing timely collection of direct debits
- Process opt in’s
- Process opt outs and refund contributions if within 30 days on enrolment
- Monitor and manage your triennial anniversary and complete the re-enrolment process
- Provide a full audit trail should The Pension Regulator request it
Other requests such as:
- Liaise with The Pension Regulator on your behalf
- Keep you compliant and answer any questions you might have
- Connect you with a IFA to guide and support you with choosing a qualifying pension scheme and basis
- Complete the Declaration of Compliance
- Pension scheme set up and registration based on your decisions
We can work with a range of pension scheme providers: NEST, The People Pension, NOW:pension, Legal and General, Royal London, AEGON, Standard Life, AVIVA, Smart Pension, Scottish Widows to name a few.
Our team of specialists can remove the administrative burden of managing your obligations, leaving you to focus on your business. For further details contact our payroll experts.
Workplace Pension FAQs
Auto-enrolment automatically enrols eligible employees into a workplace pension scheme to ensure they save for retirement. Employees can opt-out within one month if they wish, but they are re-enrolled every three years. Employers are responsible for setting up and managing the pension scheme, ensuring timely contributions, and maintaining records of enrolment and contributions. This system promotes retirement savings by making pension participation the default.
Employees eligible for workplace pension auto-enrolment are those who:
Are aged 22 or over.
Are under the state pension age.
Earn above the annual earnings threshold, currently set at £10,000.
Work in the UK.
However, employees who do not meet these criteria can still opt-in to the pension scheme, and employers must facilitate their participation and make contributions accordingly.
Yes, there are minimum contribution levels for workplace pensions under auto-enrolment, but no maximum limits. The total minimum contribution is 8% of qualifying earnings, with the employer required to contribute at least 3%. The employee contributes the remainder to make up the total 8%, which can be reduced by tax relief.
While there are no legal maximum limits for contributions, annual and lifetime allowances limit the amount that can receive tax relief. The annual allowance is currently £60,000 per year, and although the lifetime allowance has been abolished, excess contributions may still face tax charges.
Employers and employees can also agree to contribute more than the minimum required amount.
The automatic enrolment threshold is £10,000, with the Lower Earnings Limit (LEL) and Upper Earnings Limit (UEL) set at £6,240 and £50,270, respectively.
We take time to allocate you a dedicated, partner-led support team, so that you receive the due attention required at all times. This allows you to build trust and your dedicated team time to fully understand your business. There’ll always be one of your team members available to address your queries. You can rest assured that all our accounting experts are highly experienced professionals and your business needs will be met across the board. With a huge range of experience, we have the capacity to look after your accounting, payroll, audit and advisory services, giving you the best advice across a 360-degree spectrum.
Testimonial
“Having a dedicated team member to work with is incredibly valuable, and knowing I can reach out to them at any time when needed is a huge bonus that gives me great confidence in the service. In addition, being able to work in tandem with the monthly payroll timetable is a significant help and a real benefit to our overall process”.
Diane Baker, Semperian Management
Meet our workplace pension experts
Devila Rabadia
Contact Devila Rabadia
Clare Robinson
Contact Clare RobinsonRelated News
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